EquityNgin
Release the Wealth Inside Your Home

Your Trusted Real Estate Partner
What We Do

Why EquityNgin
As independent property and equity consultants, we focus on financial strategy, equity release analysis, and guiding clients on how to use their existing home to build long-term wealth. Unlike real estate agents, we provide personalized, expert-level consultancy to help you grow wealth without selling your home.
The Process
Independent Consultation
We start with a simple conversation to understand your financial position.
This takes a few minutes and can be done over phone or WhatsApp, whichever you prefer.
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We’ll gather the basics:
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Your salary
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Any existing debts
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Outstanding mortgage balance
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Estimated value of your current property
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This allows us to calculate how much equity you can release and what your investment potential looks like.
Secure the Right Financing
Once we understand your numbers, our refinancing specialist searches every major bank and lender in the UAE to find the best possible financial product for your situation.
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You’ll receive:
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The best available interest rates
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A clear comparison of lenders
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Approval options
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The most cost-effective refinancing structure
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We handle the entire process for you, from the initial application to final approval.
Source the Right Investment Property
After financing is secured, our in-house real estate team sources the best investment property based on your goals.
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We look at:
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Rental yields
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Supply and demand trends
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Sales and rental price performance
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Community growth forecasts
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Investor-grade metrics
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Every recommendation is data-driven, not emotional.
Our goal is to secure a property where the rental income covers most, or all, of the new mortgage, reducing your monthly payment and building long-term wealth.

Client Stories
"We had no idea our home had appreciated so much. Gareth showed us how releasing part of our equity could fund a new investment property. We bought a studio in Studio City, and the rent now covers almost the entire mortgage for both properties."
Mr & Mrs Mansoor
“I was always told refinancing would increase my monthly payments. Gareth proved the opposite. After unlocking equity and purchasing a new rental property, the rent completely offset the new financing. My old mortgage payment was AED 9,000. Now, after adding the rental income, I’m paying under AED 6,200. And I’m building equity in two homes instead of just one.”
Steven Johnson
“I thought refinancing was only something wealthy people did. Gareth ran my numbers and showed me I had AED 400,000 locked in my home. I used it to buy a small rental unit. Now my tenant is basically building my second property for me.”
Elizabeth Swanson



